Have you been frustrated by loan officers who:

If so, you need an experienced loan officer to guide you each step of the way.

Why choose PACFI Home Loans?

Communication

We prioritize clear, consistent communication every step of the way. You’ll never be in the dark about your loan status.

Efficiency

Your time is valuable. Our process is designed for maximum efficiency, meaning quicker approvals and faster closings.

Problem Solving

We excel at finding creative and effective solutions to ensure a smooth journey from application to closing.

Technology

Using the latest technology allows us to streamline the loan process. Making it faster, easier, and more convenient for you.

Knowledge

We are well-versed in the ins and outs of home loans, and continuously update our knowledge to keep up with market trends, loan options, and regulations. You can trust us to provide accurate and up-to-date advice for your situation.

Friendly Service

At PACFI Home Loans, we strive to create a welcoming and positive atmosphere for all our clients.

Our Loan Process Is Simple

1. Apply

Complete an online application and submit documents.

2. Get approved

We will submit your loan with the best lender for your situation, and receive your loan approval.

3. Close

Sign loan documents, close quickly, and enjoy your home!

We know how frustrating it is to work with an inexperienced loan officer. Read what our clients have to say about working with us.

Your mortgage approval starts here.

A new home purchase or refinance mortgage is just a few clicks away. Get started now – no commitment required.

The Best Decision For You

We understand our clients want to save time and money. Here’s how we can help.

Competitive Brokerage

We are highly competitive. Which means lower rates and faster close times.

Low Rates & Closing Costs

Having the top wholesale lenders in the nation gives us the edge on lower rates and closing costs.

No Upfront Fees

We never charge any upfront credit report or appraisal fees.

Close on Time

We're experts in quick turnarounds, with many of our mortgages closing in 20, 15, or even 10 days!

Your Journey to a Hassle-Free Home Loan Begins Here

At PACFI Home Loans, we know that you’re someone who values a hassle-free loan experience. For that to happen, you need a mortgage loan expert you can trust. The problem is that there are many options, which makes you feel overwhelmed and unsure who is the right fit for you. Choosing a lender shouldn’t be stressful. We understand you’ve likely had poor experiences in the past. That’s why we’ve prioritized clear communication and streamlined our loan process.

 

Here’s how it works: you complete our loan application and submit supporting documents. Once approved, we ensure a quick and smooth closing process. Call us today and put an end to the worry about choosing your home loan expert. Start feeling confident knowing you have the best mortgage broker diligently working for you at PACFI Home Loans.

Mortgage Calculator

$

20%

0.65%

5.875%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Mortgage payments may vary. This is not a commitment to lend. Please get a formal loan estimate to compare figures. NMLS #1462943