If so, you need an experienced loan officer to guide you each step of the way.
We prioritize clear, consistent communication every step of the way. You’ll never be in the dark about your loan status.
Your time is valuable. Our process is designed for maximum efficiency, meaning quicker approvals and faster closings.
We excel at finding creative and effective solutions to ensure a smooth journey from application to closing.
Using the latest technology allows us to streamline the loan process. Making it faster, easier, and more convenient for you.
We are well-versed in the ins and outs of home loans, and continuously update our knowledge to keep up with market trends, loan options, and regulations. You can trust us to provide accurate and up-to-date advice for your situation.
At PACFI Home Loans, we strive to create a welcoming and positive atmosphere for all our clients.
Complete an online application and submit documents.
We will submit your loan with the best lender for your situation, and receive your loan approval.
Sign loan documents, close quickly, and enjoy your home!
Jason KrachAugust 29, 2025.Trustindex verifies that the original source of the review is Google. When our contingent offer got bumped we didn’t think we could fund two mortgages but Paul made it happen. Not only that, he was able to get us a huge lender credit that even surprised our escrow officer. I don’t know what his magic sauce is but he covered all the bases and nothing fell through the cracks. I’ve seen so many mortgages fall apart at the last minute, but not with Paul. It’s such a relief to work with a true professional. Joel BarrettAugust 15, 2025.Trustindex verifies that the original source of the review is Google. Paul was awesome to work with and made the process understandable and smooth!!! Mucyo christianJune 2, 2025.Trustindex verifies that the original source of the review is Google. He does the work well and works with diligence and determination. Jon MeyerMay 22, 2025.Trustindex verifies that the original source of the review is Google. Just finished up our Refi with Paul. The process was extremely easy and quick! Khaaltui TuangnoMarch 13, 2025.Trustindex verifies that the original source of the review is Google. Paul was super duper helpful to help me and my family to find a house!! His explanation was very understandable and his work was unexpectedly fast!! Nian NiangMarch 13, 2025.Trustindex verifies that the original source of the review is Google. PACFI Home Loans exceeded all my expectations!! They are incredly very knowledgeable and very responsive. Guiding you with every step of the mortgage process. The entire process was fast and very efficient! One I never saw before! I highly recommend PACFI Home Loans to anyone! Brandon MeadJanuary 10, 2025.Trustindex verifies that the original source of the review is Google. Paul was great! Very responsive and deatiled, easy to work with and made the process seamless. Would absolutely recommend him to any and all family and friends. Mitch LymanOctober 2, 2024.Trustindex verifies that the original source of the review is Google. Paul was super helpful, walked us through multiple options, and made sure we understood everything Kylee RyckmanSeptember 25, 2024.Trustindex verifies that the original source of the review is Google. Paul was instrumental in our home buying process! He was fantastic every step of the way helping us to understand what was going on, what the documents meant, and making sure that we were comfortable with everything. I would highly recommend using PACFI Home loans and using Paul! Kristina PedrosoSeptember 20, 2024.Trustindex verifies that the original source of the review is Google. Paul is probably the MOST patient lender and person to work with. We were struggling to buy a house for almost 2 years and Paul stuck with us and recommended various solutions to solve all our problems - and boy did we throw a lot of wrenches at him in the process - job changes, credit changes, etc. and Paul always had an answer for everything! I will use Paul for all my future housing purchases, and I highly recommend him as he is extremely knowledgeable and is there to walk you through the entire harrowing process that is buying a home in California!
A new home purchase or refinance mortgage is just a few clicks away. Get started now – no commitment required.
We understand our clients want to save time and money. Here’s how we can help.
At PACFI Home Loans, we know that you’re someone who values a hassle-free loan experience. For that to happen, you need a mortgage loan expert you can trust. The problem is that there are many options, which makes you feel overwhelmed and unsure who is the right fit for you. Choosing a lender shouldn’t be stressful. We understand you’ve likely had poor experiences in the past. That’s why we’ve prioritized clear communication and streamlined our loan process.
Here’s how it works: you complete our loan application and submit supporting documents. Once approved, we ensure a quick and smooth closing process. Call us today and put an end to the worry about choosing your home loan expert. Start feeling confident knowing you have the best mortgage broker diligently working for you at PACFI Home Loans.