We’re ready to build your personalized mortgage solution. Let’s get started.
Get Started Leverage your investment and use the equity your house has gained over the years.
As an established homeowner, you can improve your financial security by refinancing to a lower payment.
Into a shorter term, so you can pay off your mortgage sooner. With flexible loan terms from 8-29 years.
Provide basic information either using our online loan application tool, or by calling our office at 858-442-7048 (California) or 208-807-0370 (Idaho). We will prepare your loan to meet your goals and show you what mortgage rates are available.
After we have gathered all the infomration we need, we will present you with your mortgage rate options and loan terms. Choose your year term from 30 year terms all the way down to 8 year terms! You decide how long you want to borrow for.
Once we received your conditional loan approval we will go over the needed documents to satisfy the lenders conditions. Generally these are simple and easy to clear. We will walk you through each stage of your loan to ensure it is a peaceful transaction.
After the conditions have been cleared we are then ready for the final stage, Clear to Close! (CTC). Once we hit this milestone you are able to sign your final loan docs, fund, and record your new mortgage. That’s it! After experiencing our streamlined process, don’t forget to refer your friends and family.
You can save thousands over the course of your loan when you refinance and get a lower monthly payment.
Let us shop your loan with the top lenders in the nation to lower your interest rate. Doing so can save you thousands.
Looking to remove your PMI? We can get you into a new loan program removing your mortgage insurance.
We give you the control to choose what term you want. Looking to pay off sooner? Choose how many years you want your mortgage term to be from 30 years or less.
If you are in an adjustable rate mortgage, its time to refinance! Let us lock in a low fixed interest rate to prevent those future payment fluctuations.